If you’re a recent medical school graduate, there’s a good chance you’re swimming in debt. At this point in your life and your career, it’s extremely important to establish and maintain good credit history. This will determine your ability to rent an apartment, buy a home or a vehicle, and more. Here are five things you need to know now. 1. Figure out where you stand. If you aren’t aware of your credit score, find out now. You can access your credit report by visiting Annual Credit Report, Credit Karma, or Credit Sesame. Make sure everything on your report is […]
Five Perks of Solo Renting During Your Medical Residency
Living with roommates can be fun, but it can also be chaotic. It’s not always easy to figure out how to share utility bills, the bathroom, kitchen cabinet space, and chores. If you’re wondering whether or not you’re ready to live on your own, check out these five major perks of solo renting. 1. You have total control over your bills. Sick of fighting over the thermostat, Wi-Fi speed, or the ability to get ready in the bathroom before work? When you live alone, you have (almost) total control over everything. Keep the temperature set as you like it, stream […]
Your Home Isn’t For Sale, But You Got An Offer: Here’s What To Do
It might come in the form of a knock on your door or a letter in the mail. Someone wants to buy your house, and for a fantastic price…but your home isn’t even on the market. This happens more often than you’d imagine. If you find yourself in this situation, it’s smart to consider your options. What do you do? If you definitely don’t want to sell your home, don’t do anything. However, if the offer sounds enticing and you’re at all intrigued, talk to the prospective buyer over the phone. Make sure they’re serious, and ask how long they’ve […]
4 Ways to Make Small Square Footage Feel Like a Mansion
Small apartments are abundant in large, urban cities. In fact, they’re sometimes your only option. If you want to visually transform your small square footage, here are five ways to do it. 1. Use natural paint colors. Avoid anything deep, dark, or moody. Stick to light neutrals. The lighter your walls, the more airy your space will feel. If you want to take it a step further and create a more interesting look, consider textured wallpaper. All of these things help move light around and will create a more spacious appearance. 2. Use accent colors. Neutrals are fine and dandy, […]
4 Home Repairs That You Need to Fix Immediately
Renting is convenient for many reasons. You’re not tied down to one city, and you don’t have to worry about repairs…or do you? While your landlord is responsible for several issues, there are certain situations that you need to resolve on your own. Generally, renters are expected to fix any damage they cause themselves. Here are four home repairs that you need to fix immediately. 1. Fleas. Fleas can spread and multiply rapidly, so this is something you need to address quickly. Unfortunately, your pet fee doesn’t cover flea extermination. Your landlord is on the line when it comes to […]
5 Home Decor Aspects That Inspire Love
Valentine’s Day is a great time to add a little love to your home. Buying some flowers for the kitchen island might be a given, but there’s so much more you can do! Take it a step further with these five decor aspects that can inspire love in your home. 1. Lighting Natural lighting is always ideal, especially when it’s supplemented with ambient and accent lighting. An equal balance of sunshine and intentional lighting can totally change the feeling of a home. Put every light you possibly can on a dimmer to control the mood of your space, and if […]
5 Ways to Refresh Your Home Search
The process of buying a home can be grueling. If you find yourself missing homes when they first hit the market and struggling to find a home that fits your criteria, you might need to make some changes to your search. Here are five ways to refresh your house hunting journey and find the home of your dreams. 1. Rethink the neighborhood. Is your ideal location just too expensive for what your budget can manage? If you haven’t been able to find anything in the neighborhood of your dreams, it’s unlikely that a diamond in the rough will suddenly appear. […]
4 Ways to Afford a Home in America
It’s difficult for home buyers to navigate the housing market today. Housing prices have increased, a dollar isn’t worth as much, and rent is significantly more expensive than it used to be. How are people today purchasing homes despite these challenging hurdles? With flexibility and financing creativity, buyers are finding unique ways to afford the home of their dreams. 1. Know your credit score and your options. Before you begin the home buying process, you need to understand your resources. Many Americans aren’t actually aware of what it requires to purchase a home. The first step is to figure out […]
5 Popular Kitchen Trends
If you’re looking for a fresh start for the new year, you’ve come to the right place! Now is the perfect time to upgrade your kitchen. Here are five kitchen trends you should look into before you start the renovation process. 1. Neutral colors This is a trend that remains consistent year after year. Neutral colors, such as gray and beige, are more in than ever. Cabinets are going darker, but walls are staying light and bright. This is a classic look that will never get old. 2. Bold accents Gone are the days where walls, furnishings, and decor are […]
6 Signs You’re in a Competitive Real Estate Market
When you’re house hunting in a competitive market, buying property isn’t easy. However, if you have a good degree of persistence and patience, you’ll eventually get the home you want. So buckle up, grab a coffee, and do a few breathing exercises. Here are six signs you’re in for a competitive ride. 1. Cash rules. When sellers expect cash offers to roll in, that’s a huge indicator that you’re in a competitive market. If paying in cash isn’t possible for you, don’t worry. It’s definitely not the only negotiation tactic you can use. 2. Bidding wars are alive and well. […]